Everything You Need in a Payment Gateway — Without the Bloat

Approvist was built with one goal in mind: to give you full control of your payment flow without locking you into a processing service. From security to scalability, every feature is designed to help you integrate faster, run smoother, and scale confidently.

🔐 PCI-Compliant Security

We follow industry-leading standards to ensure your customer data stays protected. Approvist is PCI-DSS compliant out of the box, reducing your compliance burden and giving you peace of mind.

🔁 Tokenization & Recurring Billing

Safely store payment methods using tokenization and automate recurring transactions — perfect for subscriptions, memberships, and ongoing services.

🧑‍💻 Flexible API-Based Integration

Our RESTful APIs are developer-friendly, thoroughly documented, and built for quick implementation. Sandbox environments and real-time logs make testing and deploying seamless.

📊 Real-Time Reporting Tools

Access powerful dashboards and real-time insights into transaction status, volume, processor performance, and error tracking — all in one place.

🔀 Multi-Processor Routing

Avoid downtime and optimize cost-efficiency by routing payments to one or more processors based on rules you control. Easily switch providers as your needs change.

🛡️ Built-In Fraud Protection

Prevent chargebacks and suspicious activity with advanced fraud filters, velocity checks, and rule-based security triggers you can customize.

☁️ Scalable Cloud Infrastructure

Our gateway runs on a high-availability cloud environment designed for performance and uptime — 99.99% and climbing.

📩 Custom Webhooks & Notifications

Get instant updates with secure webhooks for transactions, statuses, and system events.

⚙️ Role-Based Access & User Controls

Manage access levels for your teams, developers, and clients with full permission control over data and actions.

🧰 Modular Architecture

Activate only what you need with Approvist’s modular, efficient design.

Gateway Features

Processor
FISERV
Certification
Platform
TSYS/Transit IT
Omaha (Coming soon)
Host Initiated Batch Close
Supported
Gateway Initiated Batch Close
Supported
Industry Type
Retail
Yes
Direct Marketing/MOTO
Yes
Restaurant
Yes
E-commerce
Yes
Omaha (Coming soon)
Card Types
V/MC/AX/Disc/JCB/Diner’s
Yes
Level 2
Yes
Level 3
Yes
EMV Contact & Contactless
Yes
ACH
ACH Sale
Yes (Paya)
ACH Return
Yes (Paya)
ACH Void
Yes (Paya)
Mobile Check Imaging Capture (Check 21)
Yes (Paya)
Transaction Types
Credit
Yes
Debit with PIN
Yes
Debit w/o PIN (Signature Debit)
Yes
EBT
Yes
EMV Quick Chip
Yes
EMV Terminal Manufacturers
DEJAVOO and INGENICO
Card Verification Only
Yes
Card Tokenization Only
Yes
Fraud Preventions
AVS (Full, Partial)
Yes
CVV2/CVC2/CID
Yes
BIN Blocking (Debit, Credit, Pre-Paid)
Yes
API Integration to Kount for Risk Mitigation (Requires Kount agt)
Yes
3DS Integration to PAAY (Requires PAAY agt)
Yes
GEO Blocking (Infrastructure level)
Yes
Transaction Operations
Sale
Yes
Auth Only
Yes
Capture
Yes
Void
Yes
Return
Yes
Partial Return
Yes
Return with Reference and without Reference
Yes
Verify
Yes
Tokenization Only
Yes
EBT Food Stamp
Yes
EBT Cash Benefit
Yes
EBT Electronic Voucher
Yes
Tip at time of Sale
Yes
Tip Adjustment
Yes
Reversal
Yes
Debit with Cash Back
Yes
Tokenization (TSYS and Tokenex)
Yes
Gateway Features
API – Full RestFul API
Yes
Invoicing Module
Yes
Recurring Invoice module
Yes
Hosted Payment Page (Credit Card and ACH)
Yes
Payment Buttons (Auto generate HTML – CC and ACH)
Yes
Auto Settlement (Host Capture)
Yes
Multi User/Multi Merchant/Multi ISO
Yes
Account number truncation
Yes
Assignable user permissions
Yes
Customer database for recurring billing
Yes
Historical and Data Export
Yes
Settlement Email Notification
Yes
Browser based Virtual terminal
Yes
Statement Soft Descriptor
Yes
Pay by Text (Send invoice via SMS/link)
Yes
Account Updater (Requires TSYS Approval)
Yes
Automatic Sales Tax calculation based on Zip code
Yes
Mobile App – Android and iOS
Yes
Mobile App – Card Present EMV to Dejavoo QD3
Yes
Dejavoo Semi Integration
Yes
Dual Pricing and Surcharge (eComm and Card present)
Yes
Webhooks for ISVs and Merchants
Yes